NRI Home Loan Assistance
Finance Your Property in India Without Leaving Home
TrueFt handles the paperwork, bank submissions, and follow-ups so you can secure an NRI home loan in India from wherever you live — with full visibility at every step.
How It Works
Pre-qualify online
Share your income details and property requirements in minutes. We calculate an indicative loan eligibility instantly.
Document checklist
We generate a personalised checklist of the 12 documents Indian banks require from NRI applicants and guide you through uploading them securely.
Bank submission
TrueFt prepares and submits your complete dossier to one or more partner banks on your behalf — no visits, no couriers required.
End-to-end support
Your relationship manager tracks the application, follows up with the bank, and keeps you updated until disbursal.
Our Partner Banks
We work with leading Indian banks that have established NRI lending programmes.
Frequently Asked Questions
Can NRIs get a home loan in India?
Yes. NRIs, OCIs, and PIOs are eligible for home loans in India. The process is similar to resident applicants but requires additional KYC documents such as a passport copy, visa, and overseas salary slips.
What is the maximum loan amount?
Most banks offer up to 80–85% of the property value (Loan-to-Value ratio) for NRIs. The exact amount depends on your income, existing obligations, and the property valuation.
Do I need to travel to India?
No. TrueFt's process is fully remote. You upload all documents digitally, and we submit them on your behalf. Power of Attorney (PoA) can be arranged if required by the bank.
Which currencies does TrueFt accept for income assessment?
We accept income in USD, GBP, AED, SGD, AUD, CAD, EUR, and INR. We convert your income to INR at prevailing rates for the bank submission.
Ready to Get Started?
Create a TrueFt account, fill in your details, and our team will guide you through the rest.
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